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RocketLoans Personal Loans: 2018 Review. Have at least two years of credit history and earn at least $24,000 a year, although applicants should note that borrowers make an average of $78,000 annually. Want fast funding. Most borrowers get their loans by the next business day, while same-day funding is available for loan amounts up to $25,000.
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There’s no industry-set minimum credit score, but Rocket Mortgage by Quicken Loans requires you to have a credit score of at least 620 for a VA loan. USDA Loan Requirements You could look into a government-backed USDA loan if you plan to live in a qualified rural or suburban area and have an income that falls below 115% of the area.
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As these are government guaranteed loans, Quicken Loans only requires a minimum credit score of 580 for approval, though you will still have to meet the above stated requirements about income, credit history, etc. Quicken Loans offers a wide variety of different types of mortgage loans to meet the needs of all potential homebuyers.
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